Understanding Benefits

What is Accident Insurance?

Accident insurance is essential for active families or those who may not have the savings to cover expenses related to an accidental injury or unexpected surgery.

Unexpected medical accidents can be traumatizing and costly, both physically and financially. Accident insurance is not meant to replace traditional health insurance, but can help buffer these costs by covering some expenses of emergency room copays, surgeries, hospitalizations and doctor’s office visits related to an accident. Simply submit your medical bills, then you can decide for yourself how to use the money. For particularly active families or those who may not have the savings set aside to cover an accident, this type of insurance is essential.